Have you heard of this guy?  Has a lot of good stuff to say, on the radio here in KC, 710 AM, from 11am-2pm.  He’s basically changed our entire life.  He promotes getting out of debt, cutting up credit cards, living on less than you make, saving for retirement, and his catch phrase “living like no one else, so one day, you can live like no one else”.  Jen and I have been doing his “system” for 6-8 months now, which basically means we use cash only for all purchases (besides normal utilities, mortgage, ect). 

Since we’ve destroyed those stinkin’ credit cards, we’re saving anywhere from $200-$1,500 a month…just in spending and purchases!  Really grabbed our attention, made us realize we didn’t know where most of our money was going. 

If you believe that a person is more than just the sum of it’s parts, than how you interact with your money effects your physical, mental, emotional, and spiritual health.  My wife and I have found a new common interest, our finances, that we’re excited about figuring out.  It’s fun to figure out how we can save on stuff and who we can give money away to.

Check out his website, www.daveramsey.com  lots of good tools and resources for your finances.